When I got married, I knew it would be an uphill battle financially. Tim has a Bachelor's degree and 2 Master's and it was not cheap to obtain those degrees. Needless to say, I have had many different emotions regarding the 3 loans he had. I have come to accept it and now actually like the challenge of paying the debt down. I like seeing the amount owed go down each month. I feel accomplished. :)I really love accounting, numbers, and anything to do with calculating money. I actually like paying bills each month because it makes me realize how much God has provided for me and it's also a good feeling that I worked hard to obtain the money to pay to live. God just continues to prove Himself over and over to me and it's just amazing the blessings He has given. I have more posts about little blessings that I hope to write about. Back to the loans, I wanted to "put in writing" how far we have come to see our progress.
When I got married in July 2009:
$71,644.13
Loan #1: $43, 463.08
Loan #2: $7,815.21
Loan #3: $20,365.84
Now, October 2011:
$54,128.61
Loan #1: $39,305.69
Loan #2: $3,002.86
Loan #3: $11,820.06
Yes, we have a long way to go, but I am rejoicing in how far we've come. :)
I love seeing the numbers, so like I said, putting them on paper helps with the pain of paying a bunch of money each month. The amounts owed are getting smaller, little by little!
I know how you are feeling about the loans! We are dealing with the same thing but I love your perspective! It is nice to think of it as a blessing and to be thankful that we have the money to pay these bills off!
ReplyDeleteThanks for the comment! :) Yep, so thankful that God provides in our circumstances. It can be very hard at times but God proves himself over and over.
ReplyDeleteIt's nice to know Tim and I are not alone in this struggle. Someday, hopefully, both of us and you and Mike will see the end of these crazy loans! ;)